By Owen Fitzgerald
Translates markets into money decisions: saving, investing, retirement and building wealth over time.
Mortgage Applications Drop as 30-Year Rate Edges Up to 6.76%
Mortgage demand slid 6.4% last week as the average 30-year fixed rate ticked up to 6.76%. Refinance applications dropped 10%, while purchase
Mortgage Rates Climb to 6.69%, Highest Since Last August, as Oil and Bond Yields Rise
The average 30-year fixed mortgage rate climbed to 6.69%, its highest level since last August, as rising oil prices and higher Treasury yiel
Investment Trusts Explained: How They Differ From ETFs and Mutual Funds
Investment trusts are listed companies that invest in a portfolio of assets. Their closed-end structure sets them apart from mutual funds an
UK to Scrap 5% Electricity VAT as Wage Growth Slows to 4.3%
The UK government plans to scrap the 5% VAT on household electricity from October 1. The move comes as unemployment holds steady at 4.9% and
Cash vs. Stocks: Where to Park Your Money at Every Life Stage
A guide to deciding between cash and stocks at different life stages. Historical data shows stocks beat cash 91% of the time over 10-year pe
Mortgage Demand Slips as 30-Year Rates Hit 6.65%, Purchase Loans Drop 7%
US mortgage demand cooled as 30-year fixed rates rose to 6.65%, the highest since August 2025. Purchase applications fell 7%, but refinancin
Westpac Survey: 60% of New Zealanders Still Feel Middle East Conflict in Their Budgets
Despite easing fuel prices, a Westpac NZ survey shows 60% of New Zealanders are still worried about the Middle East conflict's financial imp
Mexico's Dr. Simi Pharmacy Chain Teams With Fintech Stori to Launch Credit Card for the Unbanked
Mexican pharmacy chain Farmacias Similares and fintech Stori have launched a co-branded credit card targeting the unbanked. The card offers
US Back-to-School Spending Forecast to Drop as Families Tighten Budgets
Deloitte expects US families to spend less on back-to-school items this year, with inflation-adjusted spending per student dropping to $557.
Mortgage Applications Dip 2.2% as 30-Year Rate Edges Up to 6.58%
Mortgage applications dropped 2.2% in the week ending July 3 as the 30-year fixed rate ticked up to 6.58%. Refinance demand fell 4%, and pur
UK Fuel Finder Faces Compliance Crisis as Hundreds of Stations Fail Price Update Rule
Over 1,750 petrol stations have failed to update prices on the UK's Fuel Finder database within the mandatory 30-minute window. The CMA is n
Retailers Shift Back-to-School Sales to July, Mirroring Prime Day Tactics
Back-to-school shopping is starting earlier as major retailers launch Prime Day-style promotions in July. Amazon, Walmart, Target, and Best