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Personal Finance

Saving, investing, retirement and the money decisions that build wealth over time.

130 investors share the hard-won lessons they wish they'd learned sooner
Personal Finance

130 investors share the hard-won lessons they wish they'd learned sooner

A group of 130 retail investors shared the advice they wish they'd had when starting out. Most of it isn't about picking winners—it's about

Owen Fitzgerald ·
Seven quick steps to review your finances this summer
Personal Finance

Seven quick steps to review your finances this summer

A summer afternoon is a perfect time to give your finances a quick review. These seven steps can help you save more, invest better, and avoi

Owen Fitzgerald ·
UK house prices edge up in July but annual growth cools to 1.8%
Personal Finance

UK house prices edge up in July but annual growth cools to 1.8%

UK house prices ticked up 0.1% in July, the first monthly rise in three months, but the annual pace slowed to 1.8% from 2.2% in June. The Ba

Owen Fitzgerald ·
Car leasing loses its appeal as monthly payments surge and incentives fade
Personal Finance

Car leasing loses its appeal as monthly payments surge and incentives fade

Car leasing is losing ground in the US, with leases making up only 23% of new-car deals in the first half of 2026, down from about 30% befor

Owen Fitzgerald ·
Mortgage Applications Drop as 30-Year Rate Edges Up to 6.76%
Personal Finance

Mortgage Applications Drop as 30-Year Rate Edges Up to 6.76%

Mortgage demand slid 6.4% last week as the average 30-year fixed rate ticked up to 6.76%. Refinance applications dropped 10%, while purchase

Owen Fitzgerald ·
Mortgage Rates Climb to 6.69%, Highest Since Last August, as Oil and Bond Yields Rise
Personal Finance

Mortgage Rates Climb to 6.69%, Highest Since Last August, as Oil and Bond Yields Rise

The average 30-year fixed mortgage rate climbed to 6.69%, its highest level since last August, as rising oil prices and higher Treasury yiel

Owen Fitzgerald ·
Investment Trusts Explained: How They Differ From ETFs and Mutual Funds
Personal Finance

Investment Trusts Explained: How They Differ From ETFs and Mutual Funds

Investment trusts are listed companies that invest in a portfolio of assets. Their closed-end structure sets them apart from mutual funds an

Owen Fitzgerald ·
UK to Scrap 5% Electricity VAT as Wage Growth Slows to 4.3%
Personal Finance

UK to Scrap 5% Electricity VAT as Wage Growth Slows to 4.3%

The UK government plans to scrap the 5% VAT on household electricity from October 1. The move comes as unemployment holds steady at 4.9% and

Owen Fitzgerald ·
Cash vs. Stocks: Where to Park Your Money at Every Life Stage
Personal Finance

Cash vs. Stocks: Where to Park Your Money at Every Life Stage

A guide to deciding between cash and stocks at different life stages. Historical data shows stocks beat cash 91% of the time over 10-year pe

Owen Fitzgerald ·
Mortgage Demand Slips as 30-Year Rates Hit 6.65%, Purchase Loans Drop 7%
Personal Finance

Mortgage Demand Slips as 30-Year Rates Hit 6.65%, Purchase Loans Drop 7%

US mortgage demand cooled as 30-year fixed rates rose to 6.65%, the highest since August 2025. Purchase applications fell 7%, but refinancin

Owen Fitzgerald ·
Westpac Survey: 60% of New Zealanders Still Feel Middle East Conflict in Their Budgets
Personal Finance

Westpac Survey: 60% of New Zealanders Still Feel Middle East Conflict in Their Budgets

Despite easing fuel prices, a Westpac NZ survey shows 60% of New Zealanders are still worried about the Middle East conflict's financial imp

Owen Fitzgerald ·
Mexico's Dr. Simi Pharmacy Chain Teams With Fintech Stori to Launch Credit Card for the Unbanked
Personal Finance

Mexico's Dr. Simi Pharmacy Chain Teams With Fintech Stori to Launch Credit Card for the Unbanked

Mexican pharmacy chain Farmacias Similares and fintech Stori have launched a co-branded credit card targeting the unbanked. The card offers

Owen Fitzgerald ·