Personal Finance
Saving, investing, retirement and the money decisions that build wealth over time.
Canadians plan to spend 11% less this holiday season, PwC finds
PwC's holiday survey finds Canadians plan to spend 11% less this season, averaging CA$1,487. More shoppers are staying home and 54% say they
UK mortgage rates jump as 30-year gilt yield tops 6% for first time since 1998
A global bond selloff has pushed Britain's 30-year government bond yield above 6% for the first time since 1998, prompting lenders to pull s
Australia's card surcharge ban shifts costs into menu prices
Australia's ban on card surcharges took effect, but cafes and bars are folding the old fees into higher menu prices. The RBA expects a small
NZ borrowers stay current on loans, but hardship cases climb to 14,500
New Zealand households are mostly keeping up with repayments, with arrears near 11% in August. But hardship arrangements climbed to 14,500 a
Why a cinema ticket can beat a streaming subscription
A new Deloitte report shows streaming has a firm grip on daily media habits, yet cinemas still offer something subscriptions can't. Understa
India's insurance regulator proposes new commission caps to lower premiums
India's insurance regulator is proposing new limits on commissions across life, health, and motor insurance to lower distribution costs and
Mortgage applications slide as 30-year rates hit 6.97%, highest since May
US mortgage demand slipped again as the average 30-year fixed rate climbed to 6.97%, the highest since May 2025. Refinancing took the bigges
Why prepaid cards are surging: privacy, flexibility, and control
Prepaid cards are no longer just a budgeting tool. Their growing popularity reflects a broader cultural shift toward privacy, flexibility, a
US mortgage rates hit 14-month high as Treasury yields climb
The average 30-year fixed mortgage rate rose to 6.85%, a 14-month high, as Treasury yields climbed. Higher borrowing costs are cooling deman
Mortgage refinancing demand hits slowest pace since May as rates climb
Mortgage applications fell 2.7% last week as 30-year fixed rates climbed to 6.85%, pushing refinancing to its slowest pace since May 2025. P
UK energy bills to rise 4% in October as VAT relief softens the blow
Ofgem has lifted the UK energy price cap by 4% for the December quarter, pushing a typical direct-debit bill to £1,723 from October. A tempo
Mortgage demand slips again as 30-year rate climbs to 6.78%
US mortgage applications dropped 1% last week as the average 30-year fixed rate ticked up to 6.78%. Refinancing activity fell 2%, and econom