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Personal Finance

Saving, investing, retirement and the money decisions that build wealth over time.

US Back-to-School Spending Forecast to Drop as Families Tighten Budgets
Personal Finance

US Back-to-School Spending Forecast to Drop as Families Tighten Budgets

Deloitte expects US families to spend less on back-to-school items this year, with inflation-adjusted spending per student dropping to $557.

Owen Fitzgerald ·
Mortgage Applications Dip 2.2% as 30-Year Rate Edges Up to 6.58%
Personal Finance

Mortgage Applications Dip 2.2% as 30-Year Rate Edges Up to 6.58%

Mortgage applications dropped 2.2% in the week ending July 3 as the 30-year fixed rate ticked up to 6.58%. Refinance demand fell 4%, and pur

Owen Fitzgerald ·
UK Fuel Finder Faces Compliance Crisis as Hundreds of Stations Fail Price Update Rule
Personal Finance

UK Fuel Finder Faces Compliance Crisis as Hundreds of Stations Fail Price Update Rule

Over 1,750 petrol stations have failed to update prices on the UK's Fuel Finder database within the mandatory 30-minute window. The CMA is n

Owen Fitzgerald ·
Retailers Shift Back-to-School Sales to July, Mirroring Prime Day Tactics
Personal Finance

Retailers Shift Back-to-School Sales to July, Mirroring Prime Day Tactics

Back-to-school shopping is starting earlier as major retailers launch Prime Day-style promotions in July. Amazon, Walmart, Target, and Best

Owen Fitzgerald ·
Canada's Aging Population Pushes OAS Costs Toward $100 Billion, Sparking Reform Debate
Personal Finance

Canada's Aging Population Pushes OAS Costs Toward $100 Billion, Sparking Reform Debate

Canada's Old Age Security program is on track to cost nearly $100 billion annually by 2030 as the population ages. Scotiabank Economics says

Owen Fitzgerald ·
Refinancing Drives Modest Uptick in US Mortgage Applications as Purchase Demand Slips
Personal Finance

Refinancing Drives Modest Uptick in US Mortgage Applications as Purchase Demand Slips

US mortgage applications edged up 1% last week, but the gain came entirely from refinancing as home-purchase demand slipped. The average 30-

Owen Fitzgerald ·