Personal Finance
Saving, investing, retirement and the money decisions that build wealth over time.
P2P lending in 2026: tighter rules, better savings rates, still a niche
P2P lending isn't the wild west it was in 2021. Tighter EU rules and higher savings rates have changed the math—but for the right investor,
Why avoiding mistakes beats making brilliant calls in investing
A new book argues that successful investing is less about brilliant predictions and more about avoiding costly mistakes. Barry Ritholtz's 'H
130 investors share the hard-won lessons they wish they'd learned sooner
A group of 130 retail investors shared the advice they wish they'd had when starting out. Most of it isn't about picking winners—it's about
Seven quick steps to review your finances this summer
A summer afternoon is a perfect time to give your finances a quick review. These seven steps can help you save more, invest better, and avoi
UK house prices edge up in July but annual growth cools to 1.8%
UK house prices ticked up 0.1% in July, the first monthly rise in three months, but the annual pace slowed to 1.8% from 2.2% in June. The Ba
Car leasing loses its appeal as monthly payments surge and incentives fade
Car leasing is losing ground in the US, with leases making up only 23% of new-car deals in the first half of 2026, down from about 30% befor
Mortgage Applications Drop as 30-Year Rate Edges Up to 6.76%
Mortgage demand slid 6.4% last week as the average 30-year fixed rate ticked up to 6.76%. Refinance applications dropped 10%, while purchase
Mortgage Rates Climb to 6.69%, Highest Since Last August, as Oil and Bond Yields Rise
The average 30-year fixed mortgage rate climbed to 6.69%, its highest level since last August, as rising oil prices and higher Treasury yiel
Investment Trusts Explained: How They Differ From ETFs and Mutual Funds
Investment trusts are listed companies that invest in a portfolio of assets. Their closed-end structure sets them apart from mutual funds an
UK to Scrap 5% Electricity VAT as Wage Growth Slows to 4.3%
The UK government plans to scrap the 5% VAT on household electricity from October 1. The move comes as unemployment holds steady at 4.9% and
Cash vs. Stocks: Where to Park Your Money at Every Life Stage
A guide to deciding between cash and stocks at different life stages. Historical data shows stocks beat cash 91% of the time over 10-year pe
Mortgage Demand Slips as 30-Year Rates Hit 6.65%, Purchase Loans Drop 7%
US mortgage demand cooled as 30-year fixed rates rose to 6.65%, the highest since August 2025. Purchase applications fell 7%, but refinancin